In debt . . . Solution Question?

Last year I took out a loan to consolidate my credit cards. I have been paying it off and now owe $5500. Unfortunately I went on a trip to Europe and one of my Cards is back up to $1500. Since I have to move to go top school I was thinking of taking out an $8000 Loan so I can make smaller payments.$5500 for the old loan, $1500 for my card, and then 1000 for a laptop. Does this sound like a stupid idea??? i do have good credit.